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Ladli Beti Scheme, Eligibility, Scheme Benefits

Ladli Beti Scheme

Government Of Jammu and Kashmir

  • Ladli Beti Scheme of jammu and kashmir government is a scheme meant for Poor people covered under BPL .
  • Ladli Beti is state/UT sponsored scheme
  • Fund Pattern : 100% state/UT Government of jammu and kashmir

Relevant Ministry  : State social welfare department of jammu and kashmir

LADLI BETI SCHEME Brief Description :

  • In Ladli Beti Scheme : The UT Government of jammu and kashmir contributes RS 1000/- every girl child of BPL families upto 14 years From birth of the Girl child / Account opening date for next 14 years RS 168000/- only will be contributed by UT Government of j&k
  • The Scheme is hybrid deposit plan Having Two phases
  • 1) Recurring deposit for 14 years ( Phase 1)
  • 2)Cumulative Term Deposit for 7 Years ( Phase 2)
  • During these two phase No Partial withdrawal is allowed



  • After Completing Maturity Phase 1 and Phase 2
  • The Maturity benefit under this scheme shall be paid to beneficiary after 21 years of age
  • The amount shall be determined by PPF Prescribed RatesIn case of event of death of beneficiary Girl before attaining 21 years age the amount in the recurring deposit shall be closed before Maturity

Objective of scheme: The objective of the Ladli Beti Scheme is to the Girl child does not become burden for parents at the time of Marriage .


  • Iadli Beti Scheme Government Of Jammu and Kashmir UT
  • Districts Covered Under Ladli Beti Scheme : The Ladli Beti scheme Covers 8 districts in jammu and kashmir 4 Districts in kashmir Division and 4 Districts in jammu Division
  • Kashmir Division Includes : Budgam Pulwama, Anantnag , and Srinagar
  • Jammu Division: Includes: Kathwa, Jammu, kishtwar, and Samba

Implementing Agency: Social welfare Department


Eligibility For Ladli Beti Scheme

  • 1) Girl child born on or after 01-04-2015
  • 2)Girl Child whose family income is less than 75000/- below
  • 3) Complete Application Form in all respects Along with Sanction Letter from Child Development Project Officer (CDPO) Of Concerned District.
  • Kyc Norms Parent/Guardian
  • Sponsored Bank Of Ladli Beti Is Jammu and Kashmir Bank

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